How To Paying Credit Card Bills? - Card Delta
How To Paying Credit Card Bills?
Paying your credit card bills is important, and it helps improve your credit score. You can choose the following ways to pay your credit card bills.
Auto Pay: You can opt for an auto pay option while buying a credit card which enables the card issuer to automatically detect the bill amount. This helps pay you credit card bills on time and keep your credit score safe. You can also opt out of the auto pay option if you feel that you are not able to pay the full amount.
Online Payment Options: Every credit card issuer lets you pay the bills online. You can visit their online portal and pay the bill by entering your card details and amount to be paid.
NEFT/RTGS: If you have a bank account and use net banking, you can pay your bill using NEFT facility. You can just add the payee details and transfer funds from your account to the credit card company.
If your bill payment is huge, you can choose the option of RTGS which allows you to transfer more amounts. This mode is best to ensure that your credit card bill payment is made on the same day.
ECS Payment: Electronic Clearance System is an ideal option if you pay specific bills regularly. You can set up an ECS mandate wherein you can ask your credit card company to present an ECS payment request to your bank.
Mobile Applications: Banks and credit card companies have come up with their own mobile application which lets you pay off the monthly bill. Apart from that, there are certain mobile applications that let you pay your credit card bills and offer discounts at partnered outlets and companies. You can just download the app and pay your credit card bill using your bank account.
Cheque Payment: This is another easiest way to pay your credit card bill. Just enter your card number and payee name on the cheque and put in the drop box in the bank. It usually takes 2 to 3 days to process the cheque and make the payment.
Cash Payment: This is the best option when you are unfamiliar with the above options or unable to do so. You can just walk into the branch of the credit card issuer and pay in cash by filling up a form that includes payee details and card number.
